Privacy Policy

1. Introduction

Lumorix provides AI-driven predictive analysis and risk-aware decision support tools for investors and side-hustle seekers. We are committed to protecting the privacy of our users and handling personal data responsibly. This policy describes what information we collect, how we use it, who we may share it with, and the choices available to you regarding your information.

2. Information We Collect

We may collect the following categories of information when you interact with our website or services:

• Contact information such as your name, email address, and phone number when you submit a form or request analysis.
• Account information if you register for an account, including login credentials.
• Usage data including pages visited, time spent on the site, referring URLs, and interactions with features, typically collected automatically via cookies and similar technologies.
• Device and technical data such as IP address, browser type, operating system, and device identifiers.
• Information you voluntarily provide through contact forms, surveys, or correspondence with our team.

We do not knowingly collect sensitive financial account credentials or payment card details directly; any such processing, if applicable, would be handled through a third-party payment processor subject to its own privacy terms.

3. How We Use Your Information

We use the information we collect for purposes that may include:

• Providing, operating, and maintaining our website and services;
• Responding to inquiries, support requests, and generating requested analyses;
• Improving our website, tools, and overall user experience;
• Sending administrative communications, updates, or marketing messages where you have consented;
• Monitoring usage patterns and diagnosing technical issues;
• Complying with legal obligations and enforcing our terms of service.

4. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance functionality, remember preferences, and analyze site traffic. You can control cookie behavior through your browser settings, including blocking or deleting cookies. Disabling cookies may affect the functionality of certain features on our site.

5. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our services, provided those interests are not overridden by your rights.

6. Sharing and Disclosure of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality and data protection obligations;
• Professional advisors such as legal or financial consultants, where necessary;
• Regulatory or law enforcement authorities where required by law or to protect our legal rights;
• Successors in the event of a merger, acquisition, or sale of assets, subject to continued protection of your information.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information against unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If you access our website or services from outside the jurisdiction in which our servers or service providers are located, your information may be transferred across borders. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights and Choices

Depending on applicable law, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to processing, as well as the right to data portability and to withdraw consent where processing is based on consent. To exercise any such rights, please contact us using the details provided on our Contact page. We will respond to legitimate requests within a reasonable timeframe.

11. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any external sites you visit.

12. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The updated version will be indicated by a revised "Last updated" date. We encourage you to review this page periodically to stay informed about how we are protecting your information.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please get in touch via our Contact page.