Terms of Service

1. Acceptance of Terms

By accessing or using the website, tools, reports, or any services offered by Lumorix (collectively, the "Services"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services.

2. Description of Services

Lumorix provides AI-driven predictive analysis and informational content intended to support decision-making related to investments and income-generating opportunities. The Services are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice.

3. No Financial Advice

Nothing presented through the Services should be interpreted as a recommendation to buy, sell, hold, or otherwise transact in any financial instrument, business opportunity, or asset. All outputs, forecasts, scores, or analyses are generated using automated models and historical data, and may be incomplete, outdated, or inaccurate. You are solely responsible for any decisions made based on information obtained through the Services, and you should consult a qualified, independent professional before making financial commitments.

4. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.

5. User Accounts and Information

If you submit information through a form, lead capture, or account registration, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Services and for all activity that occurs under your submitted details.

6. Acceptable Use

You agree not to misuse the Services. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to any part of the Services or underlying systems.
• Use automated means (bots, scrapers) to extract data without prior written consent.
• Interfere with, disrupt, or place undue burden on the Services or associated infrastructure.
• Use the Services for any unlawful, fraudulent, or deceptive purpose.
• Reproduce, duplicate, copy, sell, or exploit any portion of the Services without authorization.

7. Intellectual Property

All content, design elements, text, graphics, logos, and software associated with Lumorix and the Services are the property of Lumorix or its licensors and are protected by applicable intellectual property laws. No rights are granted to you other than the limited right to use the Services in accordance with these Terms.

8. Third-Party Links and Content

The Services may contain links to third-party websites or reference third-party data sources. Lumorix does not endorse and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party sites is at your own risk and subject to their own terms.

9. Disclaimers

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Lumorix does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Lumorix, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Lumorix and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services or your violation of these Terms.

12. Modifications to the Services and Terms

Lumorix reserves the right to modify, suspend, or discontinue any part of the Services at any time without notice. We may also revise these Terms periodically. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

13. Termination

Lumorix may suspend or terminate your access to the Services at any time, with or without cause or notice, including if we believe you have violated these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Us

If you have any questions regarding these Terms, please contact us via the Contact page.